Wise: International Transfers

4.4
1.34M reviews
10M+
Downloads
Editors' Choice
Content rating
Rated for 3+
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About this app

Products available depend on where you live. Check wise.com, or download the app, to see what’s available for you.

Make your money work worldwide, for less. 160 countries. 40 currencies.

Move, send and spend your money internationally with Wise. Get paid like a local. Keep as many currencies as you want. All without any hidden fees, and all at the real mid-market exchange rate.

Join 16+ million people and businesses worldwide.

— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)
• Secure your transfers with two-factor authentication, encryption and biometrics

— The Multi-Currency Card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world. Wise is a Money Service Business (“”MSB”“) registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/
*Lead Bank and Community Federal Savings Bank.

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
Updated on
Jun 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
1.32M reviews
Sven Ripper
May 31, 2025
overall the app is great, but a key feature for me is to add a photo of the receipt to a card transaction. that feature mostly always fails via photo mode and even when I take the photo with another app it doesn't always work flawlessly. I've been in touch with CS multiple times about this and supposedly it's being worked on. I doubt that I'm the only one with that issue, as I could consistently replicate it on my S22 nor on my Xiaomi XT 14 Pro
5 people found this review helpful
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Wise Payments Ltd.
June 4, 2025
Hey Sven. Thanks so much for sharing this feedback with us, we really appreciate it. We've passed this along to our dedicated team. We love hearing from our customers, so if you have anything else to share with us, please don't hesitate to reach out at https://wi.se/help or via social media. We're happy to hear anything you want to share. - Wise
Tonderayi Sylvester Nyatsambo
May 5, 2025
I’m extremely disappointed & frustrated. I’ve used Wize for over 2 years with no issues, sending the same type of payments, now suddenly my last 2 are under review & I’m being asked for a pile of documents, with no prior notice. I’m travelling & can’t access what you need. This delay is unacceptable. You should’ve flagged the requirement in advance. My medical aid is due this is a massive inconvenience & makes me question if I can continue trusting Wize. Do better 😡
51 people found this review helpful
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Wise Payments Ltd.
May 6, 2025
Hello there, we’re a regulated financial institution, which means we need to carry extra checks on transfers from time to time. This keeps you, your money, and our platform safe. If you need help with this process, you can get in touch at http://wi.se/help or on X, Facebook, or Instagram. - Wise
D
May 7, 2025
I like wise very much, simple, clean and customer support for me has been great. I think my only complaint is that on a business account we are limited to just 3 virtual cards. I think they need to rethink this, especially with the number of services/SaaS on the market which most businesses need to at least try. Virtual debit cards let you control spending for things you may not want to continue beyond a trial period from one single place. This is something revolut offer and it's a huge help.
33 people found this review helpful
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What’s new

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!